01 · 1991
Columbia University
Graduated with honors in Computer Science. Bought his first stock — Procter & Gamble — while still in college.
Ken has spent his career building things. The throughline across everything he builds is the same: help more people think about wealth in decades, not quarters.
Founder of Ridgewood Investments, Capital Alliance, and other ventures — always building structures designed to compound over decades, not quarters.
Author, podcast host, and speaker driven by one conviction: the principles that change financial lives are rarely taught well.
As a fee-only fiduciary, he’s legally bound to act in his clients’ best interest, no commissions, no conflicts of interest. Same discipline, higher stakes.
My parents emigrated from India with me and my sister when I was five years old. We started in a one-bedroom apartment in New Jersey.
This country gave us opportunity, and I’ve spent my career making the most of it. Columbia. Harvard Law. Wall Street. And in 2002, Ridgewood Investments.
Everything I’ve built started with the belief that discipline and long-term thinking change lives.
Ideas on value investing, wealth strategy, and what serious investors need to know.”
Conversations at the intersection of investing and building
Companies and ventures built on long-term thinking.
Real wealth is built by doing almost the opposite of what the financial industry tells you to do. You own great businesses. You hold them for decades.
You ignore the noise, trust the math, and let compounding do what Einstein called the eighth wonder of the world.
Everything I’ve built — Ridgewood, Capital Alliance, the writing, the podcast — comes back to that single idea: long-term thinking, applied with discipline, changes lives.
The Journey
Eight chapters — from Jersey City to Wall Street to building Ridgewood Investments.
01 · 1991
Graduated with honors in Computer Science. Bought his first stock — Procter & Gamble — while still in college.
02 · Juris Doctor
Trained as a lawyer — a lasting framework for reading contracts, evaluating incentives, and understanding how institutions operate.
03 · The 1990s
Seven years at Merrill Lynch and Lehman Brothers — and a close look at how often advice was shaped more by commissions than by client interest.
04 · 2002
Left Wall Street to build a fiduciary firm in Springfield, New Jersey — independent, fee-only, and aligned with the families it serves.
05 · 2000s–2010s
Earned the CFA charter in 2005. Grew Ridgewood into a diversified platform with private funds in real estate and value equities — almost entirely by referral — while teaching publicly through Substack, a YouTube channel with over a hundred videos, and conference talks.
06 · Fall 2024
Founded an invite-only community for serious investors to share theses, positions, and hard-won knowledge. The Capital Alliance Podcast followed in 2026.
07 · 2025
Co-founded with Bhuvan Gupta — a concentrated, India-focused partnership investing in mid- and small-cap companies on their way up.
08 · 2026
Three offices — Springfield, Fort Lauderdale, and Beverly Hills — over $350 million under management, and the ALLRT™ methodology: decades of experience in one coordinated framework.